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Equity Release Options

Norman Rushbrook

Call me on my mobile:

07771 636 447

Call me at my office :

01424 200 050.

Or call our freephone number:

0800 612 6755

Helping you choose the right equity release plan, leaving you to enjoy your retirement

If you’re a home owner who is wishing to obtain some tax-free cash from the value of your own property, then you’ve come to the right place.

Most retirees find themselves equity rich, but cash poor. Currently with the interest amount fixed at very low rates for life, now is the best time to release the equity locked up inside your home; either as a lump sum or in small drawdown amounts, as and when you require.

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I am regulated by the Financial Conduct Authority (FCA) and understand the importance of talking to you in plain and simple English. I will be on hand throughout the entire process and will explain any effects to your state benefits and how they can be minimised.

I’m here to provide you with a complete understanding of the options available to you, including:

  • Lifetime Mortgages
  • Drawdown Plans
  • Home Reversion Plans
  • Interest Only Mortgages
  • Capital Repayment options

Norman Rushbrook

Cert.PFS   CeMAP   CeLTM   CeRER

Equity Release Specialist

I first entered financial services as an adviser with a major insurance company in 1977, progressing through inspector to assistant branch manager, before starting my own practice in Hastings in 1986. Initially trading as Options Financial Planning offering a wide range of financial services as an agent of Legal & General.
With members of my family I also ran a successful estate agency both for sales and lettings.
In 1994 the decision was made to concentrate solely on Financial services at which point Options Financial Planning became an appointed representative of AXA advising on a full range of financial products before becoming Independent Financial Advisers in 2000.
With the introduction of specialist mortgage and subsequently Equity Release qualifications, the decision was taken to specialise in these areas.

Over 35 years experience in financial services, more than 25 years experience in property sales and rentals, continued studies and the completion of relevant examinations when available ensures we are best placed to advise you on all your Equity Release needs.

We can also assist with any other relevant mortgage and protection needs for family members, and where appropriate we can refer to other suitably qualified specialist advisers. Our vast experience allows us to identify when such referrals may be beneficial to our clients.

Interests and Hobbies

Born and bred in the London Borough of Bexley, myself and my wife Christine moved to Hastings in 1986 where we still reside.
We have two children, Graham a Public Health Consultant, and Tracy a training officer for a health authority. We are also blessed with 4 Grandchildren all boys, all keen amateur musicians (guitar and drums).

I enjoy most sport and in my younger days was very active in cricket, football and to a lesser extent rugby but sporting activities are now confined to the armchair and TV. I enjoy reading and weather permitting, spend much time in the garden where I act as general labourer to Christine’s expertise and artistic talent.

I am also an active Freemason through which I feel able to contribute back to the community.

Testimonials

“Norman, with regards to our experience of dealing with yourself in relation to our Equity Release plan you put in place for us. From the initial call to your office right through the satisfactory conclusion,which included visits to our home to explain all aspects of the Equity Release Plan to myself and my wife, the process was handled very professionally which resulted in a speedy and satisfactory conclusion. I would not hesitate to recommend your services to others requiring similar advise.” A and K Catsfield

“Mr. Rushbrook was really helpful and efficient with my equity release plan. He made it very simple and straightforward. I wouldn’t hesitate to recommend him to help you to release your capital and live now.” Fran, Hastings

“Dear Norman, I am writing to thank you for the very professional way which you handled my recent successful application for Equity Release. I was extremely pleased with the final outcome as it has solved many problems for me. I would recommend your services to anybody. Thanks once again.” J.G.R. Bexhill

“We used Mr Rushbrook’s services when my Mum was arranging an Equity Release on her property. Throughout we found him to be approachable, knowledgeable and warm in his dealings with us all. The entire process was new to us but Norman guided us well and always had time to respond to queries and questions. I would happily recommend his services in this field.” Elaine S, Bexhill East Sussex

“The money arrived in our account just as you said it would. The result, of course is self evident. The boat was delivered to Brighton via Antwerp. The boat’s fantastic, and we recently completed a circumnavigation of the British Isles – including Orkney where J’s brother lives. Thank you for your assistance we would recommend you to anyone, .We were more than happy with your friendly and efficient advice and services rendered. We intend to sail the boat down to the Canaries in the spring, where we’ll probably moor her for a while, and commute back and forth via Easy Jet. Once more many thanks.” Mr & Mrs D, Bexhill on Sea

“We found Norman Rushbrook to be a sensitive empathetic individual who steered our family through a difficult set of decisions, during an emotive time for our family. He has a straight forward matter-of-fact approach, and we trusted him.” Claire, Hastings

“In a world in which we were not familiar, Norman Rushbrook gave us a comprehensive explanation of both the advantages and possible pitfalls of equity release. His experience and honesty was always apparent and it was a great bonus having a man here in Hastings to call upon if any added questions needed to be answered. He took us through each stage with great professionalism until we reached the successful outcome of being able to financially assist our son as well as carrying out extensive improvements to our new home which would not otherwise have been possible. We would have no hesitation in recommending Norman to any other home owner with equity available and who may have similar needs to ourselves.” Mr & Mrs K M, Hastings

“Having experienced rejection from a number of local High Street Banks with regard to obtaining a mortgage to purchase a property to move to, This was mainly put down to my age but disregarded the value of the property I owned. I got in touch with Norman Rushbrook of The Right Equity Release in Hastings. I have known Norman for some years. I cannot express enough my thanks for the amount of time and effort he put in to finding a mortgage company prepared to lend to me. This was progressed to the point of offer but for personal reasons I had to withdraw my application. I again repeat that I was very pleased with the way in which I was dealt with and would have no hesitation in recommending him for advice on all aspects to do with finance.” C. M Little Common, Bexhill

Contact Me

Contact Email:
norman.rushbrook@ therightequityrelease.co.uk
Telephone:
01424 200 050
Mobile:
07771 636 447
Office Address:
177 Queens Road, Hastings, Sussex, T34 1RN20150811_092219

Areas Covered

I am based in Hastings, but I cover all of the areas below:

  • Sussex
  • Kent
  • SE London
  • Surrey East of the A23

This is a lifetime mortgage. It may affect your entitlement to state benefits & will reduce the value of your estate. Think before securing other debts against your home. To understand the features and risks, ask for a personalised illustration. Your home may be repossessed if you do not keep up repayments on your mortgage. The Right Equity Release does not charge any up front fees. A fixed fee is only charged on completion of an Equity Release Plan. Typically, this is 1.5% of the total facility or £995 whichever is the greater.